A Free Pub lic Service

SCAMS BULLETIN Host Jay White is an inactive attorney in San Mateo County, California.

October 2019

HOMEOWNER LOSS FRAUD

Attribution US Federal Trade Commission

Many generous persons wish to help homeowners who have been victims of fires, floods and Hurricanes. Case in point, Hurricane Ian in Florida.

We know from experience it won’t be long before scammers start trying to cash in on the deadly storm. Here are a few ways that scammers might try to take your money or personal information:

*Spot imposter scams.

 Scammers might pretend to be safety inspectors, government officials trying to help you, or utility workers who say immediate work is required. Don’t give them money, and ask for identification to verify who you are dealing with — before sharing personal information like your Social Security or account numbers.

*Spot FEMA impersonators charging application fees.

If someone wants money to help you qualify for FEMA funds, it’s a scam. Download the FEMA Mobile App to get alerts and information.

*Spot home improvement and debris removal scams.

Unlicensed contractors and scammers may appear in recovery zones with promises of quick repairs or clean-up services. Walk away if they demand cash payments up front, or refuse to give you copies of their license, insurance, and a contract in writing.

*Spot rental listing scams.

Scammers know people need a place to live while they rebuild. They’ll advertise rentals that don’t exist to get your money and run. The scammers are the ones who tell you to wire money, or who ask for security deposits or rent before you’ve met or signed a lease.

*Spot charity scams.

 Scammers will often try to profit from the misfortune of others, sometimes using familiar-sounding names or logos. Check Donating Wisely and Avoiding Charity Scams before opening up your wallet.

*Learn more at ftc.gov/WeatherEmergencies and report weather-related scams to the FTC at ReportFraud.ftc.gov.