August 2023

A Free Public Service

SCAMS BULLITIN Host Jay White is an in active attorney in San Mateo County, California.

August 22, 2023

HILLARY AFTERMATH SCAMS

Attribution: US Federal Trade Commission

In the wake of Tropical Storm Hilary’s wind damage and catastrophic flooding — to say nothing of the California “hurriquake” — scammers are likely to follow. As people in affected areas try to rebuild and recover, scammers will say they’re a government official offering help, or a contractor who can do the work you need quickly. Help and quick action are good…but how do you spot the scammers?

Luckily, there are a few clear ways to spot and avoid recovery scams.

Know that FEMA doesn’t charge application fees. If someone wants money to help you qualify for FEMA funds, it’s a scam. Getting the FEMA Mobile App will give you information and alerts.

Know how scammers tell you to pay. Did someone insist you pay by wire transfer, gift card, payment app, cryptocurrency or in cash? That’s a scam. Don’t pay…and then report them.

Be skeptical of anyone promising immediate clean-up or repairs. Unlicensed contractors and scammers often appear in recovery zones. If they want cash up front, walk away. And if they won’t give you copies of their license, insurance, and a contract in writing, run.

Spot impersonators. After a disaster, scammers will pretend to be government officials, safety inspectors, utility workers, and others. They might offer help or say immediate work is required. But then they’ll ask for money or personal information like your Social Security or account numbers. Don’t pay, and remember that nobody legit will contact you out of the blue to ask for your Social Security, bank account, or credit card number.

Learn more at ftc.gov/WeatherEmergencies and report recovery scams at ReportFraud.ftc.gov.

A Free Public Service

SCAMS BULLETIN Host Jay White is an inactive attorney in San Mateo County, California.

August 12, 2023

WILDFIRES MAUI FRAUD

Attribution: US Federal Trade Commission

Recovering from the Maui wildfires?

Wind-driven wildfires are causing devastation to the Hawaiian island of Maui. Nobody knows how long it will take to recover from the destruction, but we do know it won’t be long before scammers start trying to cash in. As the smoke begins to clear, here’s some advice to help you spot, avoid, and report disaster-related scams.

Be skeptical of anyone promising immediate clean-up and repairs. Some may quote outrageous prices, demand payment up front, or lack the skills needed.

Check contractors out. Before you pay, ask for their IDs, licenses, and proof of insurance. Don’t believe any promises that aren’t in writing.

Never pay by wire transfer, gift card, cryptocurrency, or in cash. Scammers ask for these types of payments because, once they’ve collected the money, it’s almost impossible for you to get it back. And never make the final payment until the work is done and you’re satisfied.

Know that FEMA doesn’t charge application fees. If someone wants money to help you qualify for FEMA funds, it’s a scam. Download the FEMA Mobile App to get alerts and information. Visit FEMA.gov for more information.

Spot imposter scams. Scammers might pretend to be safety inspectors, government officials trying to help you, or utility workers who say immediate work is required. Don’t give them money, and ask for identification to verify who you are dealing with — before sharing personal information like your Social Security or account numbers.

Spot rental listing scams. If anyone asks for a security deposit or rent before you’ve met or signed a lease, steer clear.

Spread the word. Share the FTC’s Picking Up the Pieces after a Disaster infographic and social media image in your community. And visit Dealing with Weather Emergencies.

If you spot a scam, report it to the FTC at ReportFraud.ftc.gov.

If you’re looking for a way to help those in need, read How to make sure your donations count when weather disasters strike. #